CanaFunding can provide your business with a merchant cash advance of up to $200,000 per location against its merchant account. An alternative to a small business loan, these funds are based against your business's future credit card and/or debit card processing sales from your business' customers and are typically available in as fast as 10 days. To qualify to receive working capital against your future credit card and/or debit card processing receipts, you only need to process credit cards and/or debit cards for 60 days.