CanaFunding can provide your Canadian based business with a merchant cash advance against its merchant account of up to $200,000 per location. An alternative to a small business loan, these funds against future credit card and/or debit card processing sales from your business' customers are typically available within 7 days or less. To qualify for a business merchant cash advance, you only need to be processing credit cards and/or debit cards for 60 days to receive working capital against your future credit card and/or debit card processing receipts.